Oral Health and

Overall Health

PISI and United Concordia are partnering because we care about the best oral health of you and your family. 

Oral health problems often strain the immune system, which can expose you to greater risk of infection and illness. Our dental plans emphasize preventative care to help avoid problems commonly caused by delayed treatment.

Dental health helps to reduce medical costs

Dental Insurance

Comprehensive coverage from United Concordia. 

Professional Insurance Services, Inc. (PISI) is proud to administer a fully-insured group-rated dental plan underwritten by United Concordia Companies, Inc.

The price of a single service without insurance makes this plan easily pay for itself! 

All major categories of dental services are covered.

Dental insurance plans coverage includes*:

  • Class I - Diagnostic/Preventive Services (100% of MAC / 80% of MAC)

    • Routine Examinations and Routine Cleanings- two in 12 consecutive months

    • Routine Bitewing X-rays - two in 12 consecutive months

    • Full Mouth X-rays - once every 36 months

    • Fluoride Treatments - two in 12 consecutive months

    • Sealants - one every 36 months

    • Palliative Emergency Treatments

  • Class II - Basic Services (60% of MAC / 50% of MAC)

    • Minor Restorations- amalgams/ synthetic fillings

    • Endodontics - root canal therapy

    • Simple Extractions

    • Anesthesia Services

  • Class III - Major Services (50% of MAC / 40% of MAC)

    • Inlays, Onlays, Crowns (Caps)

    • Periodontics - treatment of gum disease

    • Complex Oral Surgery

    • Dentures and Bridges

    • Repair of Full or Partial Dentures​

  • Program Deductibles and Maximums

    • Contract Year Deductible - (excluding Class I Services)​

    • Contract Year Program Maximum - $1,900 Per Person

    • Preventive Incentive (PI) - Class I Services are not deducted from the Contract Year Program Maximum

 

 

FULL OUTLINE OF BENEFITS*

 

Over 293,000 providers to choose from!

One of the largest dental networks in the world! Over 293,000 dental access points for members to

receive services. Coverage extends internationally!

Network dentists can save you money!

 

You can visit any licensed dentist and still have coverage. But, you usually will save money if you visit network dentist. Network dentists accept discounted fees (or MAC) as payments in full for covered services.