1.Kemper P., Komisar H.L., Alecxih L., "Long-term Care Over an Uncertain Future: What Can Current Retirees Expect?" Inquiry, Winter 2005/2006. 42(4): 335–350. 2.U.S. Department of Health & Human Services, “Medicare & You 2015,” www.Medicare.govwww.medicare.gov/Pubs/pdf/10050.pdf revised December 2014. 3.Lincoln Financial Group and Hanover Research, “Managing Long-Term Care Risks,” October 2014. https://www.lfg.com 4.National Center on Caregiving, "Women and Caregiving: Facts and Figures," Family Caregiver Alliance, https://www.caregiver.org/women-and-caregiving-facts-and-figures, February 2015.

LONG TERM CARE INSURANCE

MYTH 1

"IT WON'T HAPPEN TO ME"

At age 65, Americans have a 70% chance of needing some form of long-term care assistance1.

If you need home health care or care in an assisted living facility or a nursing home, the costs for this custodial care can easily approach $60,000 a year or more! Most people cannot afford these continued expenses without some help.

 

PASR has negotiated arrangements with some of the most highly rated and stable long term care insurance companies to offer individualized plans so that members may choose the one that best suits their needs.

 

PASR members can receive policy premium-discounts as high as 40 percent!

 

Many of the companies offer a five to ten percent reduction in premium—just for being a member of PASR.

 

OUR CARRIERS